Florida car accident loans can help plaintiffs make ends meet while they are waiting for their case to settle.  Prime Case offers same day funding for qualifying cases in the entire state of Florida.

Call Prime Case at (646) 330-4498 Easily Apply Get Your Questions Answered  No Monthly Payments No Upfront Fees


Car accident settlement loans are also referred to as a lawsuit settlement loans or as pre-settlement funding.  Motor vehicle accidents can disrupt your life and create physical and financial hardships.

If you need extra money while you are recovering for whatever reason- Prime Case can help you pay for unplanned expenses.  Between car repairs and lost time at work, expenses can be overwhelming.  

With a pre-settlement motor vehicle advance, you can start to get back on track.

There are more than 390,000 car accidents every year in Florida.  So there is a tremendous amount of risk when you drive in Florida.  If you’re one of the 21.3 million registered drivers in Florida and you have been involved in a motor vehicle accident- then we can be helpful and offer a pre-settlement MVA advance.  

Florida Car Accident Loans



Typically- Prime Case can advance between 10-20% or your total personal injury case value.  Prime Case determines how much your case is worth using three main criteria- liability, damages, and insurance.  

Liability refers to which party is at fault in the accident.  When there is a rear-end accident, for example, it is clear that liability is with the car causing the impact.  

In Florida, here are the minimum insurance policy coverage limits: 

Bodily Injury Coverage: $10,000 per person and $20,000 per accident.

Property Damage Coverage: $10,000 per accident

Uninsured Motorist Coverage: $10,000 per accident per/$20,000 per accident

Personal Injury Protection: $10,000

Source: Geico and Nolo

Here are some maximum coverage limits in Florida:

$250,000 for injuries per person

$500,000 for injuries total, per accident

$100,000 for property damage

How do I get a Pre-Settlement Auto Accident Advance in FL?

Here are some steps to follow to help you qualify for pre-settlement funding in FL.  

First- hire a good attorney that is experienced with car accident lawsuit cases and personal injury claims in general.

Second- Keep records of the accident, your injuries, and your medical treatment.

Third- Make sure to get a copy of the police report and get the contact information for any potential witnesses.

Finally- follow-up and confirm that your law firm files a lawsuit before the statute of limitations ends on your case.  The statute of limitations is fours years in Florida from the time of the accident.  

What can I use my Florida car accident loan for?

Your car accident cash advance can be used for any purpose, you can use it for expenses or any thing you need.  There aren’t any restrictions on the use of funds from your accident advance.  That is entirely up to you.  

How do i repay my car accident settlement advance?

Remember- you’re advance is not a loan.  So there, are not any monthly payments and you only repay if you win your case.  Depending on how long your case lasts, you will repay your advance when your case settles.  Your attorney will mail us a check for your balance when your case settles, and give you your settlement check.  So you don’t have to worry about repaying your advance to Prime Case, your attorney will take care of that.  

HOw does the car accident settlement process work in FL?

First- We will take your contact information and have a brief conversation with you to learn about your case and how much money you need.

Second- We will review your case and determine if it qualifies for funding.

Third- If the case fits our criteria- we can advance you money.  Typically, we can advance you funds the same day you are approved.  

do i need an attorney to get an accident loan?

Yes.  After you apple, Prime Case will work work with your attorney to see if your case qualifies for a pre-settlement car accident loan.

Most attorneys are familiar with pre-settlement funding and we may have even worked with your attorney in the past.  

Do I need good credit to apply for a auto accident settlement loan?

No- a pre-settlement advance will not affect your credit score.  Since you only repay if you win your case, a car accident loan is actually a auto accident advance.  

Information on Florida's No-Fault Car Insurance and how it affects car accident loans in FL

The webpage from Nolo provides a comprehensive guide to understanding how no-fault car insurance operates in Florida. Here’s a rewritten summary:

Understanding No-Fault Car Insurance in Florida

Florida adheres to a “no-fault” car insurance policy, which is designed to streamline the insurance claim process following a car accident. This system ensures that your own insurance covers your medical bills and other economic losses, regardless of who is at fault in the accident.

Key Points about Florida’s No-Fault Insurance:


Personal Injury Protection (PIP) and Property Damage Liability (PDL) are mandatory. PIP covers your medical bills and other financial losses, while PDL covers damage to another person’s vehicle if you’re at fault.

Claim Limitations:

PIP claims do not compensate for “pain and suffering” and other non-monetary damages. To claim these, your injuries must meet a certain threshold defined by state law.

Who’s Covered:

PIP benefits extend to the policyholder, their children, members of their household, and most passengers who lack their own PIP insurance. It also covers the policyholder when they are a passenger in another vehicle or if struck by a vehicle as a pedestrian or bicyclist.

Coverage Details:

PIP claims in Florida can cover 80% of medical expenses, 60% of lost income and living expenses, and $5,000 in death benefits related to car accident injuries.

Additional Rules and Requirements:

14-Day Rule: To claim benefits for medical expenses under PIP coverage, initial medical treatment must be received within 24 hours to 14 days of the accident.

-Serious Injury Threshold

To step outside the no-fault system and file a lawsuit against the at-fault driver, your injuries must be deemed “serious” under Florida law. This includes significant and permanent loss of a bodily function, permanent injury, significant scarring or disfigurement, or death.

Minimum Coverage:

Florida law mandates that insurance companies have a minimum of $10,000 in PIP and $10,000 in PDL for vehicle owners.

While Florida doesn’t technically require drivers to carry liability coverage for bodily injury, it is advisable to add it to your policy to safeguard against personal liability in case you are found at fault in an accident. For more detailed information and assistance, especially if you’ve been involved in a car accident in Florida, consider checking the state’s Department of Highway Safety and Motor Vehicles or consulting with an attorney.


Where can i get a settlement advance in florida?

We offer car accident pre settlement funding and auto accident loans across the entire Sunshine State.  This includes the following cities in Florida.  

  • Alachua
  • Alford
  • Altamonte Springs
  • Altha
  • Alva
  • Anna Maria
  • Apalachicola
  • Apollo Beach
  • Apopka, 
  • Arcadia, 
  • Archer
  • Astatula
  • Astor
  • Atlantic Beach
  • Auburndale
  • Avon Park
  • Babson Park
  • Bagdad
  • Bartow
  • Bay Pines
  • Bell
  • Belle Glade
  • Belleair Beach
  • Belleview
  • Beverly Hills
  • Big Pine Key
  • Blountstown
  • Boca Raton
  • Bokeelia
  • Bonifay
  • Bonita Springs
  • Bowling Green
  • Boynton Beach
  • Bradenton Beach
  • Bradenton
  • Brandon
  • Branford
  • Bristol
  • Bronson
  • Brooker
  • Brooksville
  • Bunnell
  • Bushnell
  • Callahan
  • Campbellton
  • Canal Point
  • Cape Canaveral
  • Cape Coral
  • Captiva
  • Carrabelle
  • Caryville
  • Casselberry
  • Cedar Key
  • Center Hill, FL
  • Century, FL
  • Chattahoochee, FL
  • Chiefland, FL
  • Chipley, FL
  • Chokoloskee, FL
  • Christmas, FL
  • Clearwater, FL
  • Clermont, FL
  • Clewiston, FL
  • Cocoa Beach, FL
  • Cocoa, FL
  • Coleman, FL
  • Cortez, FL
  • Cottondale, FL
  • Crescent City, FL
  • Crestview, FL
  • Cross City, FL
  • Crystal River, FL
  • Crystal Springs, FL
  • Cypress, FL
  • Dade City, FL
  • Dania, FL
  • Davenport, FL
  • Daytona Beach, FL
  • De Leon Springs, FL
  • Debary, FL
  • Deerfield Beach, FL
  • Deland, FL
  • Delray Beach, FL
  • Deltona, FL
  • Destin, FL
  • Dover, FL
  • Dundee, FL
  • Dunedin, FL
  • Dunnellon, FL
  • Eagle Lake, FL
  • East Palatka, FL
  • Eastpoint, FL
  • Ebro, FL
  • Edgewater, FL
  • Eglin Afb, FL
  • Elfers, FL
  • Ellenton, FL
  • Englewood, FL
  • Estero, FL
  • Eustis, FL
  • Fellsmere, FL
  • Fernandina Beach, FL
  • Ferndale, FL
  • Flagler Beach, FL
  • Floral City, FL
  • Fort Lauderdale, FL
  • Fort Meade, FL
  • Fort Myers Beach, FL
  • Fort Myers, FL
  • Fort Pierce, FL
  • Fort Walton Beach, FL
  • Fort White, FL
  • Freeport, FL
  • Frostproof, FL
  • Fruitland Park, FL
  • Gainesville, FL
  • Geneva, FL
  • Gibsonton, FL
  • Glen Saint Mary, FL
  • Goldenrod, FL
  • Gonzalez, FL
  • Goodland, FL
  • Gotha, FL
  • Graceville, FL
  • Grand Ridge, FL
  • Green Cove Springs, FL
  • Greensboro, FL
  • Greenville, FL
  • Greenwood, FL
  • Gretna, FL
  • Groveland, FL
  • Gulf Breeze, FL
  • Haines City, FL
  • Hallandale, FL
  • Hampton, FL
  • Hastings, FL
  • Havana, FL
  • Hawthorne, FL
  • Hernando, FL
  • Hialeah, FL
  • High Springs, FL
  • Highland City, FL
  • Hilliard, FL
  • Hobe Sound, FL
  • Holiday, FL
  • Hollywood, FL
  • Holmes Beach, FL
  • Homestead, FL
  • Homosassa Springs, FL
  • Homosassa, FL
  • Horseshoe Beach, FL
  • Howey In The Hills, FL
  • Hudson, FL
  • Immokalee, FL
  • Indialantic, FL
  • Indian Rocks Beach, FL
  • Indiantown, FL
  • Inglis, FL
  • Interlachen, FL
  • Inverness, FL
  • Islamorada, FL
  • Jacksonville Beach, FL
  • Jacksonville, FL
  • Jasper, FL
  • Jay, FL
  • Jennings, FL
  • Jensen Beach, FL
  • Jupiter, FL
  • Kathleen, FL
  • Key Biscayne, FL
  • Key Colony Beach, FL
  • Key Largo, FL
  • Key West, FL
  • Keystone Heights, FL
  • Kissimmee, FL
  • Labelle, FL
  • Lacoochee, FL
  • Lady Lake, FL
  • Lake Alfred, FL
  • Lake Butler, FL
  • Lake City, FL
  • Lake Hamilton, FL
  • Lake Helen, FL
  • Lake Mary, FL
  • Lake Panasoffkee, FL
  • Lake Placid, FL
  • Lake Wales, FL
  • Lake Worth, FL
  • Lakeland, FL
  • Land O Lakes, FL
  • Largo, FL
  • Laurel Hill, FL
  • Laurel, FL
  • Lawtey, FL
  • Lecanto, FL
  • Lee, FL
  • Leesburg, FL
  • Lehigh Acres, FL
  • Live Oak, FL
  • Longboat Key, FL
  • Longwood, FL
  • Loughman, FL
  • Lutz, FL
  • Lynn Haven, FL
  • Macclenny, FL
  • Madison, FL
  • Maitland, FL
  • Malabar, FL
  • Malone, FL
  • Mango, FL
  • Marathon, FL
  • Marco Island, FL
  • Marianna, FL
  • Mary Esther, FL
  • Mascotte, FL
  • Mayo, FL
  • Mc Intosh, FL
  • Melbourne Beach, FL
  • Melbourne, FL
  • Merritt Island, FL
  • Mexico Beach, FL
  • Miami Beach, FL
  • Miami, FL
  • Micanopy, FL
  • Middleburg, FL
  • Midway, FL
  • Milton, FL
  • Mims, FL
  • Minneola, FL
  • Miramar Beach, FL
  • Molino, FL
  • Monticello, FL
  • Montverde, FL
  • Moore Haven, FL
  • Mount Dora, FL
  • Mulberry, FL
  • Naples, FL
  • Neptune Beach, FL
  • New Port Richey, FL
  • New Smyrna Beach, FL
  • Newberry, FL
  • Niceville, FL
  • Nokomis, FL
  • Noma, FL
  • North Fort Myers, FL
  • North Miami Beach, FL
  • North Palm Beach, FL
  • North Port, FL
  • Oak Hill, FL
  • Oakland, FL
  • Ocala, FL
  • Ocoee, FL
  • Odessa, FL
  • Okahumpka, FL
  • Okeechobee, FL
  • Oldsmar, FL
  • Opa Locka, FL
  • Orange City, FL
  • Orange Park, FL
  • Orlando, FL
  • Ormond Beach, FL
  • Osprey, FL
  • Oviedo, FL
  • Pahokee, FL
  • Paisley, FL
  • Palatka, FL
  • Palm Bay, FL
  • Palm Beach Gardens, FL
  • Palm Beach, FL
  • Palm City, FL
  • Palm Coast, FL
  • Palm Harbor, FL
  • Palmetto, FL
  • Panama City Beach, FL
  • Panama City, FL
  • Paxton, FL
  • Pembroke Pines, FL
  • Penney Farms, FL
  • Pensacola, FL
  • Perry, FL
  • Pierson, FL
  • Pineland, FL
  • Pinellas Park, FL
  • Placida, FL
  • Plant City, FL
  • Polk City, FL
  • Pomona Park, FL
  • Pompano Beach, FL
  • Ponce De Leon, FL
  • Port Charlotte, FL
  • Port Orange, FL
  • Port Richey, FL
  • Port Saint Joe, FL
  • Port Saint Lucie, FL
  • Port Salerno, FL
  • Punta Gorda, FL
  • Quincy, FL
  • Reddick, FL
  • Riverview, FL
  • Rockledge, FL
  • Roseland, FL
  • Rotonda West, FL
  • Ruskin, FL
  • Safety Harbor, FL
  • San Antonio, FL
  • Sanford, FL
  • Sanibel, FL
  • Sarasota, FL
  • Satellite Beach, FL
  • Sebastian, FL
  • Sebring, FL
  • Seffner, FL
  • Seminole, FL
  • Shalimar, FL
  • Sharpes, FL
  • Silver Springs, FL
  • Sneads, FL
  • Sopchoppy, FL
  • Sorrento, FL
  • South Bay, FL
  • Spring Hill, FL
  • Starke, FL
  • Stuart, FL
  • Tallahassee, FL
  • Tampa, FL
  • Tangerine, FL
  • Tarpon Springs, FL
  • Tavares, FL
  • Tavernier, FL
  • Thonotosassa, FL
  • Titusville, FL
  • Trenton, FL
  • Umatilla, FL
  • Valparaiso, FL
  • Valrico, FL
  • Venice, FL
  • Vernon, FL
  • Vero Beach, FL
  • Wabasso, FL
  • Waldo, FL
  • Wauchula, FL
  • Wausau, FL
  • Waverly, FL
  • Webster, FL
  • Welaka, FL
  • West Palm Beach, FL
  • Westville, FL
  • Wewahitchka, FL
  • White Springs, FL
  • Wildwood, FL
  • Williston, FL
  • Wimauma, FL
  • Windermere, FL
  • Winter Beach, FL
  • Winter Garden, FL
  • Winter Haven, FL
  • Winter Park, FL
  • Winter Springs, FL
  • Woodville, FL
  • Yalaha, FL
  • Yankeetown, FL
  • Yulee, FL
  • Zellwood, FL
  • Zephyrhills, FL
  • Zolfo Springs, FL