Privacy Policy Prime Case LLC

Effective date January 2012

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.

At Prime Case we are dedicated to providing you the best service while earning your trust. An important aspect about your earning your trust would be our privacy policy. This information is here for you to know that you are protected. In addition, we are complying with both federal and state laws which require financial services companies to notify you, our valued customers, about how we intend to treat your personal information that you have entrusted with us.

We want our customers to be aware of what information PCF collects and the manner in which it is handled, with whom certain information may be shared. This policy sets forth our policies with respect to nonpublic personally identifiable information about potential, current, and former clients.

The following Privacy Policy applies to www.pcfmoney.com which is operated by the Prime Case LLC. Prime Case LLC does not collect or keep personal identifying information except the following:

* Information that your web browser provides such as your e-mail address or the site you linked from;

* Information that is provided to us in an e-mail message or comment from said party; or

* Information that you provide to us in a form.

Prime Case LLC will use your personal identifying information only for the specific purpose for which you submitted said information, except that Prime Case LLC may use said information in an aggregated form in order to gauge the usefulness and popularity of its website and links to or from our site. If you wish to opt-out of information sharing please review our opt-out policy and/or contact us at info@pcfmoney.com.

I. Personal Information

To provide reliable, quality service PCF must collect certain personal financial, legal, and medical information regarding its clients and potential clients. This is the information that you, your attorney, or third parties provide to us on applications and other forms, by phone, fax, the Internet, or other delivery services. This information may include, but is not limited to, name, address, e-mail address, telephone number(s), your date of birth, social security number, employment and income information, specific medical information pertaining to your personal injury, specific case details and claims information, witness statements and police reports.

The types of personal information we collect and share depend on the transaction(s) you have with us. This information can include:

Social Security number and contact information (e.g.: name, address, telephone number(s), email)
Transaction information, details, and balances, transaction history and any other information resulting from a transaction with one of our divisions
Credit history/credit score, information contained in public records, and any other information and documents you provide to us or authorize us to obtain
Non-public health information, where applicable

II. Prime Case’s Use of Information

All personal information that PCF collects when you or your attorney speak to a representative or via our web site when you inquire about or complete an application for one or more of our products or services, is handled by PCF in accordance with this privacy policy.

PCF uses personal information: for the stated purpose for which such information is gathered; for servicing and collection purposes; for legal, financial, accounting and tax record keeping; for other business purposes associated with its services; to manage its business; and to comply with requirements imposed by governmental authorities. PCF discloses personal information to certain service providers that are contractually obligated to keep the information we provide them confidential and to use the personal information we share only to provide the services we ask them to perform. Prime Case reserves the right to verify the background history of any client that applies for a legal cash advance.

In an effort to provide a diversity of service offers that may benefit our customers or potential customers, PCF may provide non-public information about our customers to affiliated and unaffiliated companies. This information may include; name, address, e-mail address, and phone number(s). At no time will we ever disclose any medical, legal or transactional information for these purposes. Information that is collected or maintained by any company other than PCF, including additional information collected by such company, will be governed by that other company’s privacy policy.

Reasons We Can Share Your Personal Information	Does the Company Reserve The Right To Share?	Can You Limit This Sharing?
For our everyday business purposes— such as to process and service your transactions, respond to court orders and legal investigations, report to credit bureaus, or as otherwise permitted by law	Yes	No
For our marketing purposes— to offer our transactions to you	Yes	No
For joint marketing with other companies	Yes	No
For our Affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our Affiliates’ everyday business purposes— information about your creditworthiness	Yes	Yes
For our Affiliates to market to you	Yes	Yes
For Non-affiliates to market to you	Yes	Yes

To limit our sharing:

Call 1 (646) 330-4498
Email us at info@pcfmoney.com

Please note: If we have no prior relationship with you, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we will continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing. PCF may choose not to share nonpublic personal information with Affiliates or Nonaffiliates, even if that sharing is generally allowed.

A. Disclosures

PCF will not disclose your personal information to a third party unless (i) disclosure is necessary to render services or to perform related business activities expressed in this privacy policy; (ii) disclosure is required pursuant a request for specific customer information to comply with a subpoena, court order, and/or other legal instrument, legal proceeding or relevant law, including compliance with the USA Patriot Act; or (iii) as otherwise permitted by law.

III. Prime Case’s Information Security

PCF maintains physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your personal information, and secure your information from unauthorized access, use and disclosure. To this end, we use industry-standard methods such as firewalls, encryption and system access controls, and our security practices are regularly reviewed against industry best practices by internal staff and independent third parties.

All personal information that PCF collects is accessible by PCF employees and contractors and, to the extent required for the tax, accounting, legal and other professionals hired by PCF, for business purposes only and to fulfill their fiduciary or representative duty. All such professionals are bound to maintain the confidentiality of information supplied to them by contractual and/or ethical obligations.

OTHER IMPORTANT INFORMATION

Vermont: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, except as permitted by law, such as with your consent, to service or audit or fund your transactions or with financial institutions (or other companies) with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your authorization or consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

EFFECTIVE JANUARY 1, 2020
CALIFORNIA RESIDENT RIGHTS

As a California resident you have the following rights under the California Consumer Protection Act (CCPA):

1) You have the right to request that a business delete any personal information about you which the business has collected from you. The CCPA provides certain exceptions to the right to have personal information deleted;

2) You have the right to request, free of charge, that a business that collects personal information about you disclose to you the following information covering the 12 months preceding your request:
a) The categories of personal information it has collected about you;
b) The categories of sources from which the personal information is collected;
c) The business or commercial purpose for collection or selling personal information;
d) The categories of third parties with whom the business shares your personal information; and
e) The specific pieces of personal information it has collected about you.

3) You have the right to request, free of charge, that a business that sells personal information about you, or that discloses it for a business purpose, disclose to you the following information covering the 12 months preceding your request:
a) The categories of personal information that the business collected about the Consumer.
b) The categories of personal information that the business sold about the you and the categories of third parties to whom the personal information was sold, by category or categories of personal information for each third party to whom the personal information was sold.
c) The categories of personal information that the business disclosed about the Consumer for a business purpose.

4) You shall have the right, at any time, to direct a business that sells personal information about you to third parties not to sell your personal information. We do not sell any of your personal information.

5) A business shall not discriminate against you because you exercised any of your rights under the law.

How we collect, use share personal information of Consumers

PCF has collected the following categories of personal information about Consumers in the twelve (12) months prior to the effective date of this policy:

Classification and method(s) of Information Collected

Demographic/Firmographics

Data Type – Name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers.
Collection Method (s) – Website forms, call center operator, email
Business Purpose – Provide customers with buyouts of long-term financial settlements, lottery winnings and annuities as well as offer debt relief and settlement services for consumers. All information gathered is required to deliver said services.
Third Parties that we share this information with – PCF may share email address as a means of building “lookalike” audiences in both Facebook and Google for the purpose of advertising.

Online/Behavioral

Data Type – Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a Consumer’s interaction with an Internet Web site, application, or advertisement.
Collection Methods – Website tracking software, First-party tracking cookies and web forms
Business Purpose – Advertising, communication, audience lookalike building improving web experience, customer service.

Third Parties that we share this information with – PCF may share email address as a means of building “lookalike” audiences in both Facebook and Google for the purpose of advertising.

Financial Information

Data Type – Name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information.
Collection Method (s) – Website forms, call center operator, email
Business Purpose – Provide customers with buyouts of long-term financial settlements, lottery winnings and annuities as well as offer debt relief and settlement services for consumers. All information gathered is required to deliver said services.
Third Parties that we share this information with – N/A

Commercial Data

Data Type – Data Type – Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Collection Method (s) – Website forms, call center operator, email
Business Purpose – Provide customers with buyouts of long-term financial settlements, lottery winnings and annuities as well as offer debt relief and settlement services for consumers. All information gathered is required to deliver said services.
Third Parties that we share this information with – N/a

IV. Opt-Out Provision:

Prime Case offers any person the opportunity to “opt-out” of receiving future offers from Prime Case or from affiliated and unaffiliated companies. To remove your information from our database so as not to receive future advertising communications, you can send an email to info@pcfmoney.com Or you can send a written correspondence to the same effect to:

Opt-Out
Prime Case LLC
1690 S. Congress Ave. Suite 201
Delray Beach, FL 33445

Please note that it may take up to 30 days from the date of receipt of notification for your request to become active. In your opt-out instructions, so that we can accurately remove your record, please include your name, address, phone number, and attorney’s name that is handling or handled your case.

HOW TO EXERCISE YOUR RIGHTS

To exercise the rights described above, you must submit a verifiable Consumer request to us by contacting us at 1 (646) 330-4498 or email us at info@pcfmoney.com. We will acknowledge receipt of your request and advise you how long we expect it will take to respond if we are able to verify your identity. Requests for specific pieces of Personal Information may require additional information to verify your identity.

You may designate an authorized agent to make a request on your behalf. If you submit a request on behalf of another person as an authorized agent, we may require additional proof that you are authorized and information to verify the identity of the person for whom you are submitting a request.

In some instances, we may not be able to honor your request. For example, we will not honor your request if we cannot verify your identity or if we cannot verify that you have the authority to make a request on behalf of another individual. Additionally, we will not honor your request where an exception applies, or where the Personal Information that we maintain about you is not subject to the CCPA’s access or deletion rights.

We will advise you in our response if we are not able to honor your request. We will not provide social security numbers, driver’s license numbers or government issued identification numbers, financial account numbers, health care or medical identification numbers, account passwords or security questions and answers, or any specific pieces of information if the disclosure presents the possibility of unauthorized access that could result in identity theft or fraud or unreasonable risk to data or systems and network security.

We will work to process all verified requests within 45 days pursuant to the CCPA. If we need an extension for up to an additional 45 days in order to process your request, we will provide you with an explanation for the delay.

WEBSITE PRIVACY NOTICE

When you visit or browse our website, we and our advertising, marketing, or service partners may collect information such as your Internet Protocol or “IP” address, the “URL” of the web pages you visit, and may use “cookies,” web beacons, or other objects to collect statistical and other information about your use of the our website and other websites. The purpose of collecting this information is to improve the effectiveness of our website and to conduct targeted advertising or marketing. The collected information may include, for example, the web pages you visited; the date and time of your visit; the websites you visited immediately before and after visiting our web site; your language preference; demographic information; the kind of browser you use; and the popularity of various advertising words and phrases used by us. The collection of this information allows for the compilation of aggregate and anonymous information about the usage of our website and other websites.

Furthermore, our website also uses one or more media-players in order to deliver video content. Accordingly, the site may place a local shared object or “flash cookie” on your computer in order to enhance the functionality of such media-players and to remember personalized settings.

Your web browser should allow you to manage cookies and you can manage your Flash cookies by visiting http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html. “Flash” is a registered trademark of Adobe Systems Incorporated.

We define children as individuals under the age of 16. Our website is not intended for the use of children and we do not knowingly solicit or collect information from children.

V. Revision of this Policy

This Privacy Policy may be revised from time to time by Prime Case. We will inform you of any changes as required by law. Amendments to this policy will be effective when posted to our website at www.pcfmoney.com.